Retail & D2C
Marketplace settlements, payment-gateway remittances and refunds tie up by hand and late, so short-pays, wrong deductions and refund exceptions slip through; GST input credit slips because nobody has time to match GSTR-2B against the purchase register line by line. Breaks are found at audit, not in days.
Who has it
Marketplace-led sellers, for whom marketplace-settlement reconciliation is core, D2C / online-first consumer brands and omnichannel retailers on payment-gateway and refund reconciliation, and every segment for GST input-credit.
What we build
Automatic matching of two sources that should agree, returning a clean break list: marketplace settlement versus orders, payment gateway versus bank, Shopify-to-finance, and GSTR-2B versus purchase register, with input credit and refund exceptions flagged. GST stays advisory: prepared and flagged for the CA, never auto-filed, always CA-signed.
What is automated, where AI helps, who signs off
The reliable spine
The reliable spine is deterministic: the exact matching of two sources that should agree, marketplace settlement versus orders, gateway versus bank, Shopify-to-finance, and GSTR-2B versus purchase register, returning a clean break list.
Where AI helps
AI reads the varied settlement and remittance file formats and lines up records that do not share a common key, so the breaks surface faster; GST stays advisory, prepared and flagged for the CA, never auto-filed.
Who signs off
A named person, and the CA on any filing, signs off; nothing touching money, a payment, a regulated filing or a credit decision moves on the match alone.
What changes day to day
On-demand reconciliation instead of a month-end scramble; settlement short-pays and refund exceptions surface in days; input credit is claimed not missed; filings stay human-signed.
Illustrative outcome
Recovered settlement short-pays and GST input credit; faster, cleaner close. Illustrative; final numbers come from your own data.
Illustrative; final numbers come from your own data.
Path to the build
Book a free 60-minute call, then a free Blueprint on the firm's own records. Deep-dive and build, followed by run and govern so the workflow keeps paying back.
Related builds
A free 60-minute call. No cost, no obligation, just a clear read on what is worth building.