Financial Services & NBFC Back-Office
The firm's most expensive routine hours go on skilled people reading and keying documents: bank statements, financials, KYC packs, broker agreements, the same document read by three people. It is slow, error-prone, and it is the bottleneck that holds up underwriting, account-opening and the data layer.
Who has it
The document grind across all segments: NBFCs read bank statements, financials and KYC packs for underwriting; co-operative and small-finance banks and broking back-offices read account-opening and agreement documents; microfinance institutions read field KYC.
What we build
A first-pass reader that turns the documents the firm runs on into clean, structured rows: it reads the document, pulls the key figures, computes the obvious ratios, flags what is missing, and traces every figure to its source page, feeding the underwriting file, the account-opening file, reconciliation and the dashboards. This is the read that the document-workflows build then routes through the firm's own checklist and approvals, with a named person signing off every credit and KYC decision.
What is automated, where AI helps, who signs off
The reliable spine
The reliable spine is non-AI: the structured fields feed the underwriting file, the account-opening file, reconciliation and the dashboards through fixed rules and the firm's own checklist and approvals, with every figure traced back to its source page.
Where AI helps
AI does the first-pass read: it pulls the key figures off a bank statement, financial or KYC pack, computes the obvious ratios and flags what is missing, but the credit and KYC decision the read informs always stays with a named officer.
Who signs off
A named person signs off anything touching money, a customer promise, a regulated filing, a payment, a price, a credit decision or a people decision.
What changes day to day
Documents become data automatically, feeding underwriting, onboarding, reconciliation and dashboards instead of choking them; the skilled hours move from keying to judgement; every figure has its source one click away.
Illustrative outcome
Document-keying time per file cut sharply, with every credit and KYC decision left exactly where it was, with a named person.
Illustrative; final numbers come from your own data.
Path to the build
Book a free 60-minute call, then a free Blueprint on the firm's own records. Deep-dive and build, followed by run and govern so the workflow keeps paying back.
Related builds
A free 60-minute call. No cost, no obligation, just a clear read on what is worth building.