What is automated, where AI helps, who signs off
Automation for the routine. A person on every decision that matters.
The reliable spine
The reliable spine is non-AI: the deadline-driven calendar with named owners and escalations, the licence-renewal tracking, the product-registration and banned-or-restricted-list check against the shelf, and the audit-ready records, with every statutory item prepared cleanly for a human to sign.
Where AI helps
AI is confined to reading the scheme circulars, statutory PDFs and the updated prohibited list and flagging what changed against the shelf; it never owns a filing, a renewal or any regulated submission, which a named person signs.
Who signs off
A named person signs off anything touching money, stock, a customer promise, a regulated filing, a payment, a price, a credit decision or a people decision.